A relative took me to a "business seminar" in a hotel. The scheme: buy a Rs. 380,000 "product package" to become a distributor, then earn by recruiting couples under you. Income slides showed members earning dollars monthly. Products were vague "wellness" items nobody used. Everyone I asked had earnings only from new joiners.
A caller offered an "e-commerce franchise": pay Rs. 150,000 joining, get a commission on every order "your area" generates, plus Rs. 25,000 for every new partner you bring. Income shown in the app was just my own and downline money cycling. No real products ever shipped.